Using Blended Gifts to Reach Your Charitable Giving Goals

Jay and his wife Amy wanted to support our organization with a significant gift of $100,000. They wanted to spread this gift out over several years but also wanted to make a gift of $25,000 this year.

Jay and Amy contacted our organization to discuss their desire to help but also to explain their funding limitation. We explained that by using a combination of their available resources and planned gifts, they could still achieve their objectives. We suggested the following options for Jay and Amy to consider.

• A $25,000 cash gift today combined with a separate $37,500 bequest in both Jay and Amy's wills (no cash out-of-pocket).
• A $25,000 gift of appreciated stock (no cash out-of-pocket and significant tax savings) and a $75,000 bequest in the will of either Jay or Amy, depending on which spouse outlives the other.
• A $25,000 gift of appreciated stock, a $50,000 charitable gift annuity funded with stock (numerous tax advantages and fixed payments for life), and a $25,000 bequest.

After careful consideration, Jay and Amy decided to make a gift of cash and to include a bequest in each of their wills.

Using a combined giving strategy, Jay and Amy will be able to make a $100,000 gift to our organization. They loved the fact that they could make a gift during life that provided a tax deduction, and that they had the ability to see their gift at work today while also committing to support our work in the future.

Is a blended gift right for you?

If you have ever thought, I would like to make a gift to charity but am apprehensive about my future, a blended gift might be right for you. There are many different ways to structure blended gifts. Contact us to see how you might be able to use a blended gift strategy to achieve your goals while supporting our mission.

*Please note: The names and image above are representative of a typical donor and may or may not be an actual donor to our organization.